Office Phone: 732-292-0787
Mobile Phone: 973-454-8290
Toll-free Phone: 800-622-4242
NMLS #: 1150526
Nicole "Nik" Rivers, is a licensed Mortgage Loan Originator (MLO), Certified Mortgage Planning Specialist (CMPS), and Financial Independence Advocate specializing in educating and empowering clients about mortgages, and wealth building.
Armed with financial expertise honed at companies like Ralph Lauren and Calvin Klein, Nicole coaches first-time home buyers using informative tools, tips and advice; empowering clients to make decisions that support visions of financial freedom and stability. She understands that the purchase of a home is not only the largest investment clients make but often the biggest debt they incur, so she analyzes borrower finances from a holistic standpoint, by factoring in the impact of a mortgage on the current and future goals of her clients. She believes that information backed by action is powerful and transformative.
As a 2013 Rising Tide Capital graduate, and charged with a mission to serve, Nicole guides clients along the path to home ownership and encourages the development of a 'wealth mindset'.
When she is not running her business, Nicole enjoys spending time with friends and family. Her favorite things include: chai tea lattes, french fries, leisurely Saturday visits to local book stores, feeding her inner foodie on wild culinary adventures, researching new entrepreneurial pursuits, and cultivating her passions for travel and interior design.
My husband and I are very grateful to you. We thank you for all your efforts and efforts and everything you did for us. We are enjoying our house.
Jean D and Steve D
Nik, thanks so much for taking my call today even though you were in the middle of training…somehow you still weren’t too busy for me. You made me feel like nothing was more important to you than answering my questions and making sure I was well informed and educated on the home buying process and options before signing anything. I felt so much better after our chat and now I feel empowered and completely ready to move forward with next steps to purchase our first home.
I am so happy now! Being a home owner for the first time. But it was hard getting to the finish. I have to thank Nicole Rivers from Jersey Mortgage for her continued help.She would take all my calls and find answers to my many questions. I'm so glad she was recommended to me and I continue to tell everyone how much she helped me. I will tell anyone looking to buy a house to give her a call. Thank you for helping to make this dream come true.
Its is Sam Pica with LaTorraca Realtors at 1012 Broad Street, Bloomfield, N.J. 07003. I want to take this opportunity to let you know it has been a real pleasure working on the matter that is as pleasant and knowledgeable as yourself. You were always on top of any issues that came up and made sure they were resolved. None of the mortgage financing today is easy.
You did an OUTSTANDING JOB!!!! Thanks for all the excellent work. Looking forward to another transaction with you.
Omg!!!! What can I say? It has been such a pleasure to have worked with Nicole Rivers. She is truly a gem! She embraces you with such care and assurance. From the beginning of this process to the end Nicole was only a phone call away. She has a way of calming your uneasy spirit down. She is what I call God sent..... She makes sure you understand the process each and every step of the way. There was times when I felt like just completely giving up but, Nicole would be right there to talk me off the ledge. Nicole made my mom's first time home buying experience such a pleasure. She made my mom feel safe and secure in every step of this process. She genuinely cared about the well being of my mom. Nicole didn't treat her like a $$ sign. She is truly the best and I am so grateful and thankful for all the hard work she has put into making sure the closing went smoothly. I advice anyone looking for someone who is honest, reliable, assuring, caring and dependable to contact Nicole Rivers at Jersey mortgage company.
Ms. Glinder & Jan